UPI voice-clone fraud: detecting fake 'family member' calls
Voice clone fraud on UPI typically impersonates a family member — a voice that sounds exactly like a son, parent, or spouse asking for an urgent transfer. The caller's voice is cloned from WhatsApp voice notes or call recordings, which are widely available to anyone the target has communicated with. Bachao.AI's AASIST voice clone detection identifies the spectral artifacts and prosody patterns that synthetic voice generators introduce — inaudible to humans, visible to AI analysis. For individuals who receive an unexpected payment request by voice call, forwarding a recording to our WhatsApp bot returns a verdict in 30 seconds: real voice or AI-cloned.
CEO/CFO video impersonation on WhatsApp & Zoom
Business email compromise has moved from email to video. A finance team receives a WhatsApp video from what appears to be the CFO, instructing an urgent wire transfer to a new account. The video is a deepfake — face-swapped onto genuine footage, voice cloned from YouTube earnings calls or investor presentations. Bachao.AI's GenConViT model analyzes facial geometry inconsistencies, lip-sync timing deviations, and blinking artifact patterns that face-swap tools introduce. For Indian businesses with remote finance approvals over WhatsApp or Zoom, the detection API integrates directly into the approval workflow before a transfer is authorised.
Election & political deepfake takedown workflow
India's election cycle generates a distinct category of deepfake: synthetic video and audio of politicians endorsing products, making inflammatory statements, or taking positions they never held. The IT Amendment Rules 2026 require platforms to detect and restrict synthetic political media. Bachao.AI's detection API identifies AI-generated political video and audio, generates a signed evidence report, and provides a supporting document suitable for filing a takedown complaint with the platform or with the Election Commission's cyber cell. For media organisations, fact-checkers, and political parties, this workflow compresses the verification-to-complaint cycle from days to hours.
Hindi, Tamil, Telugu, Bengali voice-clone accuracy
Most deepfake detection models are trained on English speech and perform poorly on Indian regional languages. Bachao.AI's AASIST-based voice clone model is trained on Hindi, Tamil, Telugu, Bengali, Marathi, and English with Indian accents — covering the primary language surfaces where scam calls and fraud audio appear in India. The model recognises synthetic speech patterns across all six languages at 93% detection accuracy. For banks and NBFCs running V-CIP onboarding across regional branches, the multilingual coverage eliminates the gap where a regional-language voice clone slips through an English-trained detection layer.
Integration with WhatsApp Business & Exotel call flows
For businesses that handle customer voice calls at volume — banks running V-CIP, fintechs processing loan applications by phone, HR teams conducting remote interviews — Bachao.AI provides two integration paths. WhatsApp Business API: route audio attachments from your business number through the deepfake detection API before a human reviewer listens. Exotel: trigger a deepfake check webhook after call recording completes; receive a confidence score and signed evidence report alongside the call transcript. Both integrations return results within 30 seconds and support batch processing for high-volume KYC queues.
KYC video selfie spoofing for Indian fintechs
Video selfie KYC is now standard across Indian fintech onboarding flows — lending apps, digital wallets, insurance platforms, and investment apps all use live video capture to verify applicant identity. Deepfake tools can generate a realistic synthetic video that passes visual inspection and, increasingly, basic liveness checks. Bachao.AI's video deepfake detection runs GenConViT analysis on submitted video selfies: checking facial geometry consistency, blinking patterns, lip-sync timing, and micro-expression artifacts that synthetic generators introduce. For fintech platforms onboarding at volume — thousands of KYC submissions per day — the detection API integrates directly into the onboarding pipeline and returns a confidence score per submission in under 30 seconds.
API for banks & NBFCs (RBI-aligned)
RBI's Video-based Customer Identification Process guidelines require banks and NBFCs to ensure video interactions in the onboarding flow are live, in real time, and not manipulated. Bachao.AI's REST API provides the technical safeguard layer: submit a video file or stream and receive a deepfake probability score and a signed evidence report in under 30 seconds. The API response is structured to integrate with V-CIP audit logs — the evidence report includes a timestamp, confidence score, detection model version, and a cryptographic signature for tamper-evident record-keeping. For banks with existing video KYC platforms, the integration requires two endpoints and a webhook with no re-architecture of the current flow. Contact ceo@bachao.ai to request a sandbox environment before production integration.