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For Banks, NBFCs, Payment Aggregators & PPI Issuers
Bachao.AI maps every RBI IT Framework control to a specific product and implementation — so your compliance team knows exactly what's covered and how fast you can get there.
Every RBI Master Direction control mapped to a Bachao.AI product — so your compliance team knows exactly what's covered and how we deliver it.
| Sec. | Control | RBI Requirement | Bachao.AI Product | How We Deliver |
|---|---|---|---|---|
| 3.1 | Board-approved Cybersecurity Policy | Board must approve and review cybersecurity policy annually | Compliance Automation | AI generates board-ready cybersecurity policy documents aligned to RBI guidelines. Annual review reminders and version tracking. |
| 3.2 | Cybersecurity Governance Framework | CISO appointment, security organization structure, roles & responsibilities | vCISO AI Copilot | AI-powered vCISO dashboard with role-based access, policy tracking, and board reporting. For entities without a full-time CISO. |
| 4.1 | VAPT of Critical Systems | Annual vulnerability assessment and penetration testing of all critical systems | AI VAPT Scanner | Automated VAPT with Nuclei + ZAP + Nmap. AI-validated findings. CVSS scoring. Compliance-mapped reports. |
| 4.2 | IS Audit | Annual Information Systems audit covering IT infrastructure, applications, and processes | Compliance Automation + Cloud Security | Prowler-based cloud posture assessment + compliance evidence collection. Maps to IS audit checklist requirements. |
| 5.1 | Continuous Vulnerability Monitoring | Ongoing monitoring of IT infrastructure for new vulnerabilities | Attack Surface Management | Daily discovery scans across all internet-facing assets. AI-prioritized risk scoring. Auto-triggers VAPT on high-risk findings. |
| 5.2 | Network Security & Segmentation | Firewall rules, network segmentation, intrusion detection | MSSP-Lite (SOC-as-a-Service) | Wazuh SIEM deployment with AI-powered alert triage. 24/7 monitoring. Intrusion detection across network segments. |
| 6.1 | Incident Response Framework | Documented IR plan, 6-hour CERT-In reporting, root cause analysis | Incident Response Retainer | 2-hour SLA response. AI auto-drafts CERT-In 6-hour notification. Root cause analysis with AI-accelerated log forensics. |
| 6.2 | CERT-In Incident Reporting | Mandatory 6-hour reporting for all cyber incidents to CERT-In | Cyber Forensics | AI-powered forensics with automated CERT-In report generation. Evidence chain maintained per Indian Evidence Act Section 65B. |
| 7.1 | Employee Security Awareness | Regular security awareness training for all employees | Platform training (free) | Self-service platform with built-in security guides and best practices documentation. |
| 7.2 | Phishing Resilience | Testing employee susceptibility to phishing attacks | Contact for custom solution | India-specific phishing simulation with Hindi/regional language templates. Contact for enterprise pricing. |
| 8.1 | Data Protection & Privacy | Data classification, encryption, access controls, DPDP Act compliance | DPDP Compliance + Consent Manager | DPDP readiness assessment, consent management SDK with 22 Indian languages, data principal rights portal. |
| 9.1 | Cloud Security | Cloud security posture management, data localization, encryption | Cloud Security (CSPM) | Continuous AWS/Azure/GCP misconfiguration scanning. RBI cloud adoption framework aligned. Data residency checks. |
| 10.1 | Third-Party Risk Management | Vendor security assessment, supply chain risk monitoring | ASM + Dark Web Monitoring | Continuous vendor attack surface monitoring. Dark web alerts for vendor credential leaks. AI vendor risk scoring. |
| 11.1 | Application Security | Secure SDLC, code review, application security testing | DevSecOps + RASP | SAST, SCA, container scanning in CI/CD. RASP runtime protection blocks exploits in production. AI generates fix PRs. |
Every control domain the RBI IT Master Direction requires — automated, evidence-backed, examiner-ready.
All 14 mandatory control domains mapped — Board policy, VAPT, IS Audit, incident response, CERT-In reporting, cloud, third-party risk and more.
Audit scope automatically calibrated to your NBFC tier — Upper, Middle, or Base Layer — based on RBI's asset-size classification.
Insurance companies and IRDAI-regulated entities get reports mapped to IRDAI's Information and Cyber Security guidelines alongside RBI controls.
Pre-built CERT-In incident report templates with 6-hour submission timelines. Never miss a mandatory breach notification again.
Automated evidence collection with SHA-256 hash verification. Every finding is timestamped and archived — ready for RBI examiner review.
Monthly posture checks between annual audits. Track your RBI IT compliance score in real-time and fix issues before examiners arrive.
RBI and SEBI mandate audits by CERT-In empaneled firms. Our partner model gives you both — AI-powered depth + certified signature.
Step 1
Bachao.AI runs automated VAPT, compliance scans, and evidence collection using AI + open-source tools
Step 2
Certified partner firm reviews findings, validates critical issues, and adds manual testing where required
Step 3
Partner signs the audit report. You get CERT-In compliant documentation at 50-70% less cost than traditional firms
Partner firms in our network include CERT-In empaneled auditors, PCI DSS QSAs, and ISO certification bodies. Become a partner →
Our BFSI advisory board includes Kalpesh Surjiani (vCISO & TISO, Ex-CyberNX Technologies) — a specialist in RBI Master Directions, SEBI CSCRF, and IRDAI compliance. Meet our advisory board →
From scoping to RBI-ready report in 48 hours.
We classify your entity tier (NBFC Upper/Middle/Base, bank, insurance) and map the applicable RBI/IRDAI control set.
Automated VAPT, IS audit checks, cloud config review, and dark web monitoring run against your infrastructure.
Findings are mapped to RBI IT Master Direction control numbers with risk scores and compliance gap analysis.
RBI-examiner-ready audit report with evidence archive, remediation roadmap, and CERT-In templates — in 48 hours.
Same RBI IT Master Direction coverage. Significantly lower cost.
| Vendor | Price |
|---|---|
| Big 4 (KPMG/Deloitte/EY/PwC) | ₹5–15 lakh |
| CERT-In empanelled firms | ₹2–8 lakh |
| Regional cybersecurity firms | ₹1–3 lakh |
| Bachao.AI | 40–60% lower |
Full RBI IT Framework compliance coverage in one vendor.
One vendor for full RBI IT Framework coverage — significantly lower cost than managing multiple specialist providers.
Get a Custom Quote for Your BFSI Stack →Every Banking Security Suite engagement is scoped to your actual attack surface — no flat subscription that pretends every project is the same. Our automated approach typically costs 40–60% less than traditional VAPT providers for equivalent coverage.
Start with a free scan → see your risk profile → discuss scope → get a quote that fits your project.
For SMEs and startups who need a credible security report for their board or compliance checklist.
For Series A+ companies and NBFCs who need continuous monitoring and a DPDP / CERT-In compliant report.
For large organisations and CISOs who need full-scope testing and a board-ready compliance audit trail.
Scope discussed on a free 15-min call · No commitment required
NBFCs must comply with RBI's IT Master Direction which requires periodic VAPT, IS audits, network security assessments, and CERT-In incident reporting. The audit frequency and scope depends on the NBFC's asset size — Upper Layer NBFCs (assets above ₹10,000 crore) have the most stringent requirements.
RBI's IT Master Direction sets mandatory cybersecurity standards for all NBFCs. It covers IT governance, cyber risk management, network security, application security (VAPT), data protection, incident response, and CERT-In reporting — with 14 control domains and tiered obligations based on asset size classification.
RBI requires NBFCs to conduct IS audits at least annually. Upper Layer NBFCs (assets above ₹10,000 crore) have more frequent assessment requirements. After any major system change or significant infrastructure upgrade, a fresh audit is recommended. Bachao.AI offers continuous automated monitoring between annual audits.
Traditional NBFC cybersecurity audits cost ₹2–8 lakh for CERT-In empanelled firms and ₹5–15 lakh for Big 4 firms. Bachao.AI delivers the same RBI IT Master Direction compliant report at 40–60% lower cost, with 48-hour turnaround instead of weeks.
Yes. Bachao.AI's audit covers IRDAI's cybersecurity guidelines for insurance companies alongside RBI requirements. Our reports map findings to IRDAI's Information and Cyber Security guidelines for insurers, enabling insurance companies to address both regulatory frameworks in a single engagement.
RBI prefers CERT-In empanelled auditors for IS audits of regulated entities. Bachao.AI follows CERT-In aligned methodology and works with CERT-In empanelled partners to ensure your audit report meets RBI examiner standards — giving you both cost efficiency and regulatory acceptance.
Bachao.AI covers your entire security surface — from code to cloud to compliance.
Get a custom compliance gap analysis mapped to RBI IT Framework requirements for your entity type. Free for qualified BFSI organizations.